Bank: Definition and additional resources from BNET
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BNET Business Dictionary

Business Definition for: Bank

  • a commercial institution that keeps money in accounts for individuals or organizations, makes loans, exchanges currencies, provides credit to businesses, and offers other financial services

Wiktionary Definition for: Bank

  • An institution where one can place and borrow money and take care of financial affairs.
  • A branch office of such an institution
  • A safe and guaranteed place of storage for and retrieval of important items or goods.
  • Ex:''blood bank''
  • Ex:''sperm bank''
  • Ex:''data bank''
  • A row or panel of items stored or grouped together.
  • Ex:''a bank of switches''
  • An edge of river or other watercourse.
  • nautical An elevation, or rising ground, under the sea; a shallow area of shifting sand, gravel, mud, and so forth (for example, a sandbank or mudbank).
  • An embankment, an earth slope
  • A row of keys on an musical keyboard or the equivalent on a typewriter keyboard
  • italbrac of aircraft to roll or incline laterally in order to turn.
  • to deal with a bank or financial instsitution
  • Ex: ''He banked with Barclays.''
  • to put into a bank
  • Ex:''I'm going to ''bank'' the money''
  • to cause (an aircraft) to bank.
  • to cover the embers of a fire with ashes in order to retain heat.
  • #English bank (''financial institution'')
  • sum of bets (e.g. in a casino)
  • a beating
  • #English bank (''financial institution'')
  • couch, sofa, bench
  • #English bank
  • #bank (''financial institution, branch of such an institution'')
  • #bank (''place of storage'')
  • #bank (''of a river of lake'')
  • #sandbank
  • #bank (''financial institution'')

Additional Resources

5 Reasons To Find A New Bank
While many consumers are satisfied with a largely anonymous bank relationship, small-business owners in particular want to know the first name of their banker. If you are in a banking relationship that you aren't happy with, it's time to move on. If you've made up your mind to end the...
Tags: Financial services, Microsoft Corp., bank, banking, small business
White papers
Causes of U.S. Bank Distress During the Depression
This paper provides the first comprehensive econometric analysis of the causes of bank distress during the depression. It assembles bank-level data for virtually all Fed member banks, and combines those data with county-level, state-level, and national-level economic characteristics to capture cross-sectional and inter-temporal variation in the determinants of bank failure....
Tags: Financial services, National Bureau of Economic Research, depression, bank, liquidity, analysis
White papers 2000-09-01
Inside Bank ForeclosureFact and Fiction
Many new investors want to buy properties directly from the bank. The attraction to bank owned properties is understandable, as it is the bank a person borrow money from to buy a home. It is natural to assume that the bank owns the property. Whether a Deed of Trust...
Tags: Financial services, bank, mortgage, security
White papers 2003-01-01
Productivity and Economies of Scale in the Production of Bank Service Value Added
This paper uses a new measure of bank service output to estimate various specifications of production and cost functions for Bank Holding Companies BHCs over the period 1986 to 1999. The new output series is a true flow measure of bank service value added, and it follows from a unified...
Tags: Financial services, Federal Reserve Bank, bank
White papers 2003-09-01
The Impact Of Bank Regulations, Concentration, And Institutions On Bank Margins
This paper examines the impact of bank regulations, concentration, inflation, and national institutions on bank net interest margins using data from over 1,400 banks across 72 countries while controlling for bank-specific characteristics. The data indicate those tighter regulations on bank entry and bank activities boost net interest margins. Inflation also...
Tags: Financial services, World Bank Group, bank, inflation, regulation
White papers 2003-04-01
To What Extent Will the Banking Industry Be Globalized - A Study of Bank Nationality and Reach in 20 European Nations
The paper models two dimensions of bank globalization - bank nationality (a bank from the firm's host nation, its home nation, or a third nation) and bank reach (a global, regional, or local bank) using a two-stage nested multinomial logit model. The data set includes over 2,000 foreign affiliates of...
Tags: Financial services, bank, banking
White papers 2002-05-01
Sample Bank Loan Application And Review Forms
This template combines a representational bank loan application and the form used by a small community bank for an internal review of the application. By linking these two documents, we can help you understand what information the bank wants from you as well as how the bank will use that...
Tags: Financial services, Office Depot Inc., bank
Tools & templates 2007-03-15
Bank Loan Application And Review Forms - Sample
This template combines a representational bank loan application and the form used by a small community bank for an internal review of the application. By linking these two documents, we can help you understand what information the bank wants from you as well as how the bank will use that...
Tags: Financial services, bank
Tools & templates 1999-10-18
Bank Loan Application And Review Forms
Sample Bank Loan Application and Review Forms This paper combines a representational bank loan application and the form used by a small community bank for an internal review of the application. By linking these two documents, we can help you understand what information the bank wants from you as well...
Tags: Financial services, Office Depot Inc., bank
Tools & templates 2007-03-15
Does Bank Capital Matter for Monetary Transmission?
The paper suggests that monetary policy effects on bank lending are smaller when more banks have low capital levels relative to the regulatory minimum. Unlike reserves, since there is no inter-bank market for equity, it is therefore not just the average of bank capital that matters, but also its distribution...
Tags: Financial services, Federal Reserve Bank, bank, equity
White papers 2002-05-01
Banks and Enterprises: Ideal Partners in EIPP
In a bank-driven EIPP, the bank acts as a guarantor of transactions. The regulated security orientation of banks further builds trust. With a bank-driven EIPP solution, the bank is the chief contact point for the enterprise. This paper further argues that technology providers may deliver the EIPP service directly...
Tags: Financial services, Montgomery Research Inc., bank, security
White papers 2002-10-01
Request Confirmation That Bank Has No Interest In Specific Equipment
You are purchasing equipment and it was under security of the bank with the customer of bank and hence you have to get confirmation from the bank that it has released all interests on the security before you are going to purchase it. Here is the template.
Tags: Financial services, bank, security
Tools & templates 2008-01-01
Bank Supervision and Corruption in Lending
Which commercial bank supervisory policies ease or intensify the degree to which bank corruption is an obstacle to firms raising external finance? Based on new data from more than 2,500 firms across 37 countries, this paper provides the first empirical assessment of the impact of different bank supervisory policies on...
Tags: Financial services, National Bureau of Economic Research, bank, financing, finance, agency, monitor
White papers 2005-06-01
Erste Bank - Algo Credit Case Study
Erste Bank, based in Vienna and a leading bank in Central Europe, set out to find a state-of-the-art limit management system that would allow it to increase the volume of business it could do without extending its credit limits. The bank chose Algorithmics' Algo Credit, including its global limits functionality...
Tags: Financial services, Algorithmics, bank, analytics, industry
Case studies
Bank Concentration and Crises
Motivated by public policy debates about bank consolidation and conflicting theoretical predictions about the relationship between the market structure of the banking industry and bank fragility, this paper studies the impact of bank concentration, bank regulations, and national institutions on the likelihood of suffering a systemic banking crisis. Using data...
Tags: Financial services, bank, banking
White papers 2003-08-20
The Two Faces Of Bank Mergers
From the executive summary: ‘Despite all the talk about the seamlessness of the mergers being planned in the nation's fast-consolidating banking industry, Chief Financial Officers of bank customers aren't all that convinced. Moreover, their concerns are both financial and personal: Will the merger of their bank hurt their access to...
Tags: Financial services, Mergers & Acquisitions, CFO Publishing Corp., bank, merger, financial
White papers 2004-03-04
Service Output of Bank Holding Companies in the 1990s and the Role of Risk
This paper constructs a new measure of output for Bank Holding Companies BHCs over the period 1986 to 1999. This flow measure of bank value added follows from a unified model of bank operation that integrates theories of production, financial intermediation, and asset pricing. The primary contribution of the model...
Tags: Financial services, Financing startups, Asset management, Federal Reserve Bank, bank holding company, bank, asset pricing, theory, asset, financial
White papers 2003-09-01
Bank of Hawaii: A Different Kind of Offshore Account
Sure, the locals call itBankoh,” but this company is no coconut stand. The Bank of Hawaii came into some unexpected cash recently and now has a new presidenthopeful signs for the regional bank.
Tags: Offshore, Financial Services, Dollar, hawaii, bank, lei, vacation, blood, snoop dogg, magnum pi, beach, bankoh, ho, whale, ask julie, airlines, tourism, decline, mutual funds, analysts, howard lindzon, julie alexandria, wallstrip, stocks, stock stock exchange, investing, invest, nasdaq, nyse, britney
Videos 2008-05-30
Loans And Discounts
Loans extended to any Industrial Development Authority domiciled in Georgia which are dependent upon revenues obtained under an assigned lease contract naming the Authority, as lessor shall be considered as loans to the lessee in calculating legal loan limitations. Loans by a bank to any wholly-owned subsidiary of the bank,...
Tags: Financial services, bank
White papers 2003-08-12
Bank Efficiency Services for the Banking Industry
The client is a leading global bank. The bank worked with Accenture to develop a Test Organization that will help to position it as a high-performance business and a leader in global financial services. Accenture helped SunTrust Bank to realize significant bottom-line improvement as a result of cost savings, new...
Tags: Financial services, Leadership, Accenture Ltd., bank, financial service, cost savings, high-performance, banking, leader
Case studies