BNET Business Dictionary

Business Definition for: Financing

  • the money needed by an individual or company to pay for something, for example, a project or inventory

Additional Resources

Financing a New Business
Your new business may need financing to cover the cost of equipment and other expenses before sales generate enough cash to make the operation self-supporting. There are a number of ways to obtain financing, and your choice among them will depend on your situation.What You Need to KnowWhat are "angel...
Tags: financing, working capital, equity
Articles 2007-03-27
Tech Financing: Defaults On The Rise
The financiers of technology projects are seeing defaults rise and that ups the ante for customers looking for credit and the vendors extending loans. The Wall Street Journal connects the dots. In September, 0.86 percent of equipment loansâ€"that includes office gearâ€"were written off. That’s...
Tags: Financing, IBM Corp., Financial Accounting, Investment, Finance, Larry Dignan
Blog posts 2008-10-28
Seller Financing Basics
Article overviews that most small business sales are financed, at least in part, by the sellers themselves. Offering seller financing puts the seller in a stronger position to get a better price and a faster sale. Buyers nearly always need seller financing. Their advisors strongly recommend it. Seller financing acts...
Tags: Financing, Seller, Glen Cooper, Seller Financing, Investment, Financial Accounting, Finance
White papers 2003-01-01
DELL Offers Easier Financing, Despite Rising Credit Losses
In a move to boost sales and profits of higher-margin items like corporate server computers, DELL is offering zero-percent financing to commercial customers. Ironically, the decision to offer easier financing terms comes after word that the PC maker's financing arm, Dell Financial Services DFS, reported an increase in credit losses...
Tags: Dell Computer Corp., Financing, Investment, Financial Accounting, Finance, David Phillips
Blog posts 2008-12-08
Reseller Financing: Choose From A Cornucopia Of Options
Reseller financing choices offered by commercial banks, suppliers, and finance companies are abundant in the technology industry. The lender can provide company with capital to meet growth and operational requirements, and keep business profitable. It has been seen that all lending organizations have a set of criteria that must be...
Tags: Financing, Channel Financial Control, Investment, Financial Accounting, Finance
White papers 2003-01-01
Directors' Fiduciary Duties in a Follow-On Venture Financing
The article asserts that venture investors and companies in this all-too-common situation often fail to fully appreciate the actionable conflicts of interest that can arise in a follow-on financing. First round financing negotiations do not usually involve conflicts of interest because new investors generally owe no fiduciary duties to the...
Tags: Financing, Investor, Director, Gesmer Updegrove, Financial Accounting, Investment, Finance
White papers 2002-01-01
Dealer Financing Vs. Credit Union Financing
Use this tool to help you compare financing between your credit union and low interest dealer financing. A dealer rebate, usually not available when you choose low interest dealer financing, combined credit union financing, can produce a lower initial loan balance, and in many cases, a lower monthly payment. The...
Tags: Financing, Investment, Financial Accounting, Finance
Tools & templates 2008-01-01
IBM Rapid Online Financing Processes 10,000th US Transaction, 35,000th WW
IBM Global Financing IGF, the world's #1 provider of IT financing solutions for IBM (NYSE: IBM) and non-IBM hardware, software and services today announced that its Rapid Online Financing tool, which enables IBM Business Partners or Financing Associates to complete simple client-financing transactions online in under an hour, recently processed...
Tags: financing, IBM Corp.
Research articles 2006-09-13
Roche Goes Hostile in Genentech Bid; Still Has No Financing Lined Up
Roche, its pockets empty, has gone hostile in its bid for Genentech and offered holders a lower bid than its initial offer last summer. Roche is offering $86.50 a share, a 2.8% drop from the $89 it originally offered. Roche does not have financing lined up for...
Tags: Roche Holding AG, Financing, Genentech Inc., Barron, Financial Accounting, Investment, Finance, Jim Edwards
Blog posts 2009-01-30
Asset Pricing Implications of Firms' Financing Constraints
The article incorporate costly external finance in an investment-based asset pricing model and investigate whether financing frictions are quantitatively important for pricing a cross-section of expected returns and show that common assumptions about the nature of the financing frictions are captured by a simple financing cost' function, equal to the...
Tags: Asset, Asset Pricing, Financing, Financing Friction, Financial Accounting, Investment, Finance
White papers 2002-12-04
External Financing and Future Stock Returns
This article explains about development of a comprehensive and parsimonious measure of the extent to which a firm is raising distributing capital from to capital market participants. It is shown that the relation between the measure of net external financing and future stock returns is stronger than has been documented...
Tags: Stock, Financing, Future Stock Return, Investment, Financial Accounting, Finance
White papers 2003-02-01
Towards a Predictable Law on International Receivables Financing: the Uncitral Convention
Receivables have become a vital component of financing, and a growing percentage of all receivables financing is international. Yet under the laws of many countries, certain forms of receivables financing are still not recognized.2 Even in transactions involving countries where this form of financing is possible, determining which law governs...
Tags: Receivables, Receivables Financing, Financial Services
White papers 2000-02-01
Resellers Move $2 Billion in Financing Through IBM's Rapid Online Funding System
IBM Global Financing IGF, the financing business segment of IBM (NYSE: IBM), announced today that it has funded $2 Billion US in financing deals for IBM Business Partners and resellers through its Rapid Online Financing RoF tool. RoF is an Internet-based funding system developed especially for resellers financing technology...
Tags: financing, IBM Corp., reseller
Research articles 2007-09-20
IBM Expands Vendor Financing Options for Manufacturers and Suppliers of Non-IBM Equipment, Software and Services
IBM (NYSE: IBM) today announced that it is expanding its vendor financing scope by offering financing capabilities to non-IBM manufacturers and suppliers in fast-growing industries. IBM Global Financing IGF, the lending and leasing arm of IBM, will work with these companies to develop working capital financing, inventory financing and extended...
Tags: financing, IBM Corp., software, supplier
Research articles 2006-11-16
RLI Corp. sets up $50 million catastrophe-financing vehicle.(establishes reinsurance and loss financing program)
Becoming the latest in a series of insurers to take part in contingency financing to cover large catastrophic events, RLI Corp. announced a $50 million addition to its reinsurance and loss financing program. The program was developed by Aon Corp.' Becoming the latest...
Tags: reinsurance
Research articles 1996-10-21
Creative Financing Powers Sales -- And Risks -- At SunPower
The Company: Solar-technology maker SunPower The Filing: SunPower's latest Form 10-Q, its quarterly report for the period ended March 31 The Finding: SunPower frequently negotiates solar-services agreements that allow customers to limit their purchase to just the electricity generated -- not the solar-power systems...
Tags: Financing, Agreement, SunPower, Sales Strategy, Financial Accounting, Investment, Sales, Finance, David Phillips
Blog posts 2008-06-13
Chase Card Services Announces ChaseHealthAdvance Financing Options and the Acquisition of Unicorn Financial
Chase Launches Elective Healthcare Financing Division to Offer Providers and Patients Flexible Financing Options WILMINGTON, Del. -- Chase Card Services, a division of JPMorgan Chase & Co. [NYSE:JPM], announced today that it has finalized the acquisition of Unicorn Financial Services, a leading patient financing company. The combined company officially...
Tags: acquisition, Benefits, FINANCE, financial, financing, HEALTHCARE, Investment, J.P. Morgan Chase & Co., patient, payment, SOFTWARE
Research articles 2008-03-03
Brainhunter Finalizes Terms of $20.0 Million Financing.
TORONTO, ONTARIO, Oct 25, 2005 CCNMatthews via COMTEX -- THIS NEWS RELEASE IS INTENDED FOR DISTRIBUTION TO CANADIAN INVESTORS ONLY. Senior Debt Financing provides Cornerstone of $33.0 Million Financing Package Brainhunter Inc. ("Brainhunter") (TSX:BH) is pleased to announce that it has...
Tags: Brainhunter Inc.
Research articles 2005-10-25
GMAC loses exclusive GM car-financing rights
DETROIT — ? GMAC will no longer have exclusive rights to provide low-interest loans to people who buy General Motors Corp. vehicles, and it will stop financing leases under a complex deal to get federal aid for the troubled lender. GMAC LLC disclosed the terms of the deal in a...
News items 2009-08-07
Emergency Financing Alternatives
This article provides non-bank options for financing your business during a severe cash crunch such as Asset-backed financing, Factoring, Lease-back. Asset-backed financing as it focuses primarily on the value of the asset used for security, rather than the ongoing cash from the business. Factoring firms are private non -bank lenders...
Tags: Asset, Bank, Financing, Asset Management, Investment, Financial Accounting, Capital Structures, Operational Planning, Business Operations, Finance
White papers 2000-05-01
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