BNET Business Dictionary

Business Definition for: Securitization

  • the process of changing financial assets such as mortgages and loans into securities

Additional Resources

The Law Of Cross-Border Securitization: Lex Juris
This article discusses the process by which the law of cross-border securitization evolves and becomes uniform. New forms of cross-border securitization and new legal issues emerge while old forms and settled issues solidify into rules. In the beginning, article defines the meaning of a unified cross-border securitization "law." It also...
Tags: Securitization, Law, Tamar Frankel
White papers 2003-01-01
Credit Card Securitization And Regulatory Arbitrage
This paper explores the motivations and desirability of off-balance-sheet financing of credit card receivables by banks. It explore three related issues: the degree to which securitizations result in the transfer of risk out of the originating bank, the extent to which securitization permits banks to economize on capital by avoiding...
Tags: Bank, Risk, Securitization, Credit Card, Arbitrage, Recourse, Financial Services
White papers 2003-04-01
Securitization of Tobacco Settlement Payments to Reduce States' Conflict of Interest
Securitization of the Master Settlement Agreement MSA payments from tobacco companies is hotly debated in states and policy circles. Securitization is issuing a bond backed by future payments in return for up-front money. Many public health advocates are strongly against securitization. However, securitization itself does not rob states of tobacco...
Tags: Securitization, Payment, Settlement, Tobacco, Tobacco Company
White papers 2004-10-01
The Deloitte securitization practices ranked best in the world; ISR's Global Securitization Award Recognizes Deloitte Member Firms' Superior Services.
M2 PRESSWIRE-26 January 2007-DELOITTE & TOUCHE: The Deloitte securitization practices ranked best in the world; ISR's Global Securitization Award Recognizes Deloitte Member Firms' Superior ServicesC1994-2007 M2 COMMUNICATIONS LTD RDATE:26012007 London, UK - Deloitte Touche Tohmatsu DTT has announced its member...
Tags: Deloitte LLP, Deloitte Touche Tohmatsu, FINANCE, securitization, Strategy, Taxes
Research articles 2007-01-26
Credit Scoring And Mortgage Securitization : Implications For Mortgage Rates And Credit Availability
This paper develops a model of the interactions between borrowers, originators, and a securitizer in primary and secondary mortgage markets. In the secondary market, the securitizer adds liquidity and plays a strategic game with mortgage originators. The securitizer sets the price at which it will purchase mortgages and the credit-score...
Tags: Securitization, Mortgage Rate, Securitizer, Mortgages, Corporate Governance, Finance, Capital Structures, Business Operations, Corporate Law
White papers 2000-12-21
Securitization of Life Insurance Assets and Liabilities
Securitization is one of the most important innovations of modern finance. The securitization process involves the isolation of a pool of assets or rights to a set of cash flows and the repackaging of the asset or cash flows into securities that are traded in capital markets. The objective of...
Tags: Securitization, Life Insurance, Wharton Executive Education, Insurance, Asset Management, Financial Planning, Operational Accounting, Business Operations, Corporate Insurance, Operational Planning, Finance
White papers 2004-01-03
Basel II Securitization Proposals: Primer and Observations
The rules proposed in the New Basel Capital Accord for treating securitization exposures have changed significantly since the release of the October 2001 Working Paper on the Treatment of Asset Securitizations by the Basel Committee on Banking Supervision's the Committee securitization group. While some changes may be made in terms...
Tags: Fitch, Basel II, Asset Management, Banking, Financial Services, Operational Planning, Business Operations
White papers 2003-04-22
ICBC CLINCHED DEAL ON BAD LOAN SECURITIZATION
AsiaInfo Services 10-22-2003 ICBC Clinched Deal on Bad Loan Securitization BEIJING, Oct 22, 2003 SinoCast via COMTEX -- A non-performing loan securitization agreement was reached 3 weeks ago between CSFB and the Industrial and Commercial Bank AsiaInfo Services ...
Tags: Credit Suisse Group AG
Research articles 2003-10-22
UCC Capital Corporation, Citigroup Take Top Securitization Honors.
NEW YORK, April 22 /PRNewswire/ -- UCC Capital Corporation's BCBG Max Azria Group collateralized debt obligation was named Deal of Year and Citigroup was awarded Securitization Firm of the Year at the Inaugural Securitization News awards dinner h NEW YORK, April 22...
Tags: Citigroup Inc.
Research articles 2005-04-22
Origination targets for securitization programs.
Origination Targets for Securitization Programs Loans originated for securitization. Figures were supplied by the lenders * and were not independently verified ...
Tags: John Hancock Financial Services Inc., SOCIETE GENERALE, Washington Mutual Inc., CIGNA Corp., securitization, Credit Suisse Group AG, Lehman Brothers Inc., Merrill Lynch & Co. Inc.
Research articles 2004-01-30
A toy story. (asset securitization for Tyco Toys)
Tyco Toys was able to reduce its escalating costs with an innovative asset securitization strategy. Asset securitization involves financing of pools of receivables through the issuance of highly rated debt securities to capital market investors. The toy mTyco Toys was able to reduce its escalating costs with an innovative asset...
Tags: asset, capital market, receivables, Tyco International Ltd.
Research articles 1996-11-01
NAB launches 2nd program of multiseller securitization.
Oct 16, 2001 The Asian Wall Street Journal ABIX via COMTEX -- A securitization program is in place at the National Australia Bank. The Australian banking institution released the Titan securitization program in April 1999. That was the first securitization program of National Australia...
Tags: Banking, FINANCE, Investment, National Australia Bank
Research articles 2001-10-17
Aames Financial Corporation Closes $460.0 Million Securitization; Sells Residual Asset to Affiliate Under Residual Forward Sale Facility
Business Editors LOS ANGELES--BUSINESS WIRE--Sept. 28, 2000 Aames Financial Corporation (NYSE:AAM), a leader in subprime home equity lending, today announced that it completed a $460.0 million mortgage loan securitization in September, its first securitization of mortgage loans since November 1999. In connection with the securitization, the company...
Tags: Aames Financial Corp.
Research articles 2000-09-28
Insurance Contracts and Securitization
High correlations between risks can increase required insurer capital and/or reduce the availability of insurance. For such insurance lines, securitization is rapidly emerging as an alternative form of risk transfer. The ultimate success of securitization in replacing or complementing traditional insurance and reinsurance products depends on the ability of securitization...
Tags: Securitization, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance
White papers 2001-09-01
GMAC Municipal Mortgage Trust Announces $82 Million Freddie Mac Multifamily Securitization
DENVER -- GMAC Municipal Mortgage Trust GMAC MMT announced that it closed a new $82 million securitization with Freddie Mac (NYSE:FRE) on November 1, 2005. GMAC MMT and its affiliates sponsored the securitization and contributed the underlying tax-exempt and taxable multifamily bonds. Freddie Mac, as the issuer, guarantees the payment...
Tags: Freddie Mac, GMAC, securitization
Research articles 2005-11-23
Top Securitization Programs: Lehman, BofA.(Most active securitization programs)(Brief Article)(Statistical Data Included)
With one quarter to go, Lehman Brothers and Banc of America are locked in a neck-and-neck battle for the title of most-active securitization program of the year. With one quarter to go, Lehman Brothers and Banc of America are locked in a neck-and-neck battle...
Tags: Bank of America Corp.
Research articles 2002-10-11
RAIT Financial Trust Closes Second European Securitization
PHILADELPHIA -- RAIT Financial Trust ("RAIT") (NYSE:RAS) announced the closing on September 13, 2007 of a EUR 900 million European real estate securitization transaction managed by a subsidiary of RAIT. RAIT purchased EUR 17.5 million of unrated notes in the securitization and will earn collateral management and origination fees. This...
Tags: RAIT Financial Trust, securitization
Research articles 2007-09-20
Palm Harbor Homes Announces Completion of $117 Million 2007 Securitization by CountryPlace Mortgage
DALLAS -- Palm Harbor Homes, Inc. (NASDAQ: PHHM) today announced that CountryPlace Mortgage, Ltd., the Company's 80 percent owned full-service chattel lender subsidiary, has closed CountryPlace Manufactured Housing Contract Trust 2007-1, a $117 million Rule 144A securitization. The securitization consists of asset-backed certificates secured by a portfolio of chattel loans...
Tags: Palm Inc., securitization
Research articles 2007-03-22
First Marblehead Anticipates Closing $1.12 Billion Private Student Loan Securitization; Largest Securitization in Company's History to Generate $133 Million in Revenue
BOSTON -- The First Marblehead Corporation (NYSE: FMD), a market leader in the processing and securitization of private, non-governmental, education lending, today announced the anticipated closing of a securitization transaction by The National Collegiate Student Loan Trust 2004-2 that is expected to raise $1.12 billion to acquire private student loans...
Tags: education, revenue, SEC, securitization
Research articles 2004-10-26
The Expected Changes in the French Securitization Regulatory Framework.
On June 5, 2003, the French Senat adopted the proposed amendments to the French securitization law during the second reading of the bill on financial security Loi de Securite Financiere (the "Reform"). The amendments now provide more flexibility and liquidity to the French securitization market and clarify the legal and...
Tags: asset, compartment, FCC, Government, Reform
Research articles 2003-07-15
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