BNET Business Dictionary

Business Definition for: Term

  • the period of time that has to elapse from the date of the initial investment before a security or other investment (such as a term deposit or endowment insurance) becomes redeemable or reaches its maturity date

Wiktionary Definition for: Term

  • A limitation, restriction or regulation.
  • Ex: ''terms and conditions''
  • A word or phrase, especially one from a specialised area of knowledge.
  • relation Relations among people.
  • Ex: ''We are on friendly terms with each other.''
  • A part of a year, especially one of the three parts of an academic year in Britain; Michaelmas term, Lent term or Easter term, the equivalent to the American semester.
  • math One of the addends in a sum: ''All of these terms cancel out.''
  • a duration of a set length; a period in office of fixed length.
  • Ex:He was sentenced to a '''term''' of six years in prison.
  • To phrase a certain way, especially with an unusual wording.
  • A word or phrase, especially one from a specialised area of knowledge.
  • math One of the addends in a sum: ''All of these terms cancel out.''

Additional Resources

Long-Term-Care Insurance: 4 Biggest Risks to Avoid
Recent congressional hearings underscored a host of problems consumers can face with long-term-care insurance. The coverage may still be worthwhile — particularly if stroke or dementia runs in your family — but you should know the risks. ...
Tags: Policy, Benefit, Insurance Company, Policyholder, MoneyWatch, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance,  , Kathy Kristof
Articles 2009-06-17
5 Ways to Keep Long-Term Goals Alive
In turbulent times, there's a danger that longer-term objectives go out the window. Many of the business leaders I work with find it relatively easy to identify and develop strategic visions for their company. For them, the difficulty comes in translating these ambitions into immediate results....
Tags: Tesco, Performance, Goal, Performance Management, Human Resources, Workforce Management, Stuart Cross
Blog posts 2009-05-12
Insurer sends wrong benefit information to long-term care enrollees
A long-term care insurance provider sent letters with incorrect information about benefits and premiums to tens of thousands of federal enrollees."Getting accurate, easy to understand information to our enrollees in a timely manner is my top priority," Office of Personnel Management Director John Berry said in a statement. "All companies...
Tags: letter, Long-term Care
News items 2009-11-13
How To Plan For The Short Term
From the executive summary: ‘The concept of managing for the short term has traditionally suffered from a stigma when contrasted to the notion of being a long-term visionary thinker. Short term was considered bad, while long term was considered good. Long term connotes something lasting, well thought-out and perhaps even...
Tags: International Data Group
White papers 2002-09-15
The term structure of interest rates as a leading indicator of economic activity
The spread between long-term and short-term interest rates has proven to be an excellent predictor of changes of economic activity in Canada. As a general rule, when long-term interest rates have been much above short-term rates, strong increases in output have followed within about a year; however, whenever the yield...
Tags: Bank Of Canada, Interest Rate, Economic Activity, Financial Planning, Financial Services, Finance
White papers 1995-01-01
Term Selection For Investors: The Winning Strategy
Investors who use GICs as an investment instrument are continually faced with the dilemma of the appropriate term selection. Should they lock into a longer term such as a five-year GIC? Should they choose a short-term GIC instrument? The following analysis addresses the issue of what the optimal term selection...
Tags: Strategy, Instrument, Investor, Financial Accounting, Finance
White papers
Term: Loans And Leases
The slide-show tells about term loans, provisions of loan agreements, equipment financing, lease financing, evaluating lease financing in relation to debt financing etc. Term Loan is termed as debt originally scheduled for repayment in more than 1 year, but generally in less than 10 years. Credit is extended under a...
Tags: Financing, Agreement, Borrower, Investment, Financial Accounting, Finance
Presentations 2001-01-01
Lessons from the field - Effective Sales Management: Short and Long-term Planning, Forecasting, and Expense Budgeting - Part 2 of 2 - By John Hogan
Lessons from the field - Effective Sales Management: Short and Long-term Planning, Forecasting, and Expense Budgeting - Part 2 of 2 - By John Hogan 'The budget evolved from a management tool into an obstacle to management.' Frank C. CarlucciCarlucci has had a very diverse career, having served as US...
Tags: sales, business, hotel
News items 2009-08-10
Banks, Short Term Debt and Financial Crises
Short-term borrowing has often been blamed for precipitating financial crises. Institutions like banks that want to enhance their ability to provide liquidity and credit to difficult borrowers have to borrow short-term. Similarly countries that have poor disclosure rules and inadequate investor protections, have limited long-term debt capacity, and will find...
Tags: Bank, Financial, National Bureau Of Economic Research, Crisis, Investment, Financial Accounting, Finance
White papers 2000-08-03
Think Short: Short-Term Brands Revolutionize Branding
In recent years, consumers have exhibited an unprecedented readiness to try new brands and have shown a clear preference for brand variety over brand loyalty. In order to cope with this, marketers have to not only develop Long Term Brands but also have to manage profitable Short Term Brands. Experts...
Tags: Brand, Poolonline.com, Branding, Marketing
White papers 2003-01-01
Long-Term Care Insurance Model Act
The purpose of Long-Term Care Insurance Model Act is to promote the public interest, to promote the availability of long-term care insurance policies, and to protect applicants for long-term care insurance, as defined, from unfair or deceptive sales or enrollment practices. It aims to establish standards for long-term care insurance,...
Tags: Insurance, Long-term Care
White papers 2004-09-12
Two Thirds of Respondents Fail MetLife's Long-Term Care IQ Test; IQ Test Reveals Most Americans Incorrectly Associate Long-Term Care Exclusively with Nursing Homes
NEW YORK -- MetLife's Long-Term Care IQ Test, a national poll testing Americans' knowledge about long-term care insurance LTCI and long-term care related issues, reveals that most Americans lack a basic understanding of long-term care. Only about one in three (37%) Americans between the ages of 40 and 70 have...
Tags: long-term care, MetLife Inc.
Research articles 2004-10-04
Good news for GM's suppliers? (long-term benefits of labor strike at General Motors Corp.)
Strikes could bring long-term gains Suppliers to General Motors Corp. took their lumps after eight weeks of strikes, but the short-term pain could become long-term gain. The strikes and related plant shutdowns cost suppliers millions of dollars in losStrikes could bring long-term gains Suppliers to...
Tags: General Motors Corp., supplier, strike, NYSE Euronext, benefit
Research articles 1998-08-17
John Hancock redesigns term life.
* John Hancock Life Insurance Co. in Boston has redesigned its term-life portfolio. The Signature Term Series offers intermediaries one portfolio of level premium term-life insurance products to meet client needs. Hancock previously offered m * John Hancock...
Tags: disability, John Hancock Financial Services Inc.
Research articles 2001-03-10
Short-term Innovation Is Better than None at all
Now is the time for companies to focus on innovation that can be commercialized quickly, argues this post, Why short-term innovation can be a good thing. The author cites four reasons why: Companies clean up the portfolio and get rid of "living-dead" projects...
Tags: Innovation, Leadership, Strategy, Management, Michael Fitzgerald
Blog posts 2009-03-23
Short-Term Working Capital Funding And Commercial Loans
This paper will describe alternatives such as short-term business cash advances and commercial mortgages. With an economic recession impacting business activity adversely, all working capital financing options should be considered. Business borrowers should not overlook short-term choices for commercial loans. Due to misunderstandings about long-term commercial financing, short-term commercial loans...
Tags: Financing, Streetdirectory, Investment, Financial Accounting, Finance
White papers 2009-01-01
Working Capital Financing And Short-Term Commercial Loans
It is very easy for borrowers to overlook short-term choices for commercial loans. With an economic recession impacting business activity adversely, all working capital financing options should be thoroughly evaluated. This article will describe alternatives such as short-term commercial mortgages and business cash advances. Due to misunderstandings about long-term commercial...
Tags: Financing, Working Capital, Streetdirectory, Investment, Financial Accounting, Managerial Accounting, Finance
White papers 2009-01-01
Agricore United To Obtain New Institutional Term Loan Facility
Agricore United (TSX: AU) today announced its intention to obtain a senior secured institutional term loan facility of up to the U.S. dollar equivalent of CDN$150 million principal amount with a seven year term ("Institutional Term Loan"). The Company expects that the Institutional Term Loan will rank pari passu with...
Tags: Agricore United
Research articles 2006-07-18
Commercial Loans And Short-Term Working Capital Management
It is very easy for borrowers to overlook short-term choices for commercial loans. With an economic recession impacting business activity adversely, all working capital financing options should be thoroughly evaluated. This article will describe alternatives such as short-term commercial mortgages and business cash advances. Short-term commercial loan alternatives are frequently...
Tags: Financing, Takanomi, Investment, Financial Accounting, Finance
White papers 2009-01-01
Update: Should Ben Bernanke Serve A Second Term? Economists Say Yes
This post was updated August 12, 2009 Federal Reserve Bank Chairman Benjamin Bernanke reaches the end of his four-year term in January. The position is appointed by the president, rather than elected, but Bernanke nonetheless has started a 2010 campaign, of sorts, with a town-hall meeting in...
Tags: Federal Reserve Board, Financial, Chairman, Ben Bernanke, Financial Accounting, Finance, John Keefe
Blog posts 2009-07-30
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