BNET Business Dictionary
Business Definition for: Annual Percentage Yield
- the effective or true annual rate of return on an investment, taking into account the effect of compounding. For example, an annual percentage rate of 6% compounded monthly translates into an annual percentage yield of 6.17%.
- Abbr. APY
Additional Resources
- CD Calculator (Certificate Of Deposit Calc)
- This tool is to illustrate how much interest a particular CD will earn. To use this tool you will need to enter your initial deposit amount, the number of months the CD will be held for, the interest rate, and how often the interest is compounded. Using this information the...
- Tools & templates 2008-01-01
- Keep Your Cash Cool With These Hot Summer Savings Tips From Informa Research Services
- Summer is finally upon us. Temperatures may be peaking, but rates on certificate of deposits CDs, high yield savings, and money market accounts are not. According to Informa Research Services' "Interest Rate Review," the average annual percentage yield APY on 12 month CDs at $25,000 dropped...
- Research articles 2009-07-10
- Certificate Of Deposit Calculator
- Use this tool to find out how much interest you can earn on a Certificate of Deposit CD. Just enter a few pieces of information and this tool calculates your Annual Percentage Yield APY and ending balance.
- Tools & templates 2008-01-01
- Credit Union Certificate Calculator
- Use this tool to find out how much you can earn on a certificate. Just enter a few pieces of information and this tool calculate your Annual Percentage Yield APY and ending balance.
- Tools & templates 2008-01-01
- Local Focus.(Business)
- 10 years, 10% CDs at Illinois State Bank LAKE IN THE HILLS - Illinois State Bank is in the midst of a promotion not seen since the Reagan Administration. To mark its 10th anniversary, the bank is offering one-time, one-year, $1,000 certificates of deposit...
- Research articles 2006-09-16
- Savings reg yields banker distress. (truth-in-savings regulations)
- Bankers have reacted angrily to a new layer of truth-in-savings regulations that will go into effect in 1993. The Federal Reserve is taking testimony from bankers as it determines the final implementation of regulations ordered by the Federal Deposit Insurance Corporation Improvement Act of 1991. Bankers argue that the level...
- Research articles 1992-08-01
- Business Bank of Nevada Bucks Local and National Trends by Raising Interest Rates on Its Money Market and CD Products
- Business Editors LAS VEGAS--BUSINESS WIRE--Aug. 31, 2001 Business Bank of Nevada (OTCBB:BBNV) today announced that it has increased the Annual Percentage Yield APY on its Money Market products by as much as 1.02 percent and its Certificates of Deposit CD products for existing customers with maturing CDs by...
- Research articles 2001-08-31
- CD Interest Calculator
- Use this CD tool to find out how much interest is earned on a Certificate of Deposit CD. Just enter a few pieces of information and this CD tool will calculate the Annual Percentage Yield APY and ending balance. This tool gives detailed schedule of the CD's balance and interest...
- Tools & templates 2009-01-01
- Security Savings Bank Celebrates Sweet 16 with Sweet CD Rate
- Six-Month CD Best in the Valley HENDERSON, Nev. -- In celebration of the Sweet 16 round of this year's NCAA basketball tournament, Security Savings Bank today announced its Sweet Six-Month CD Rate. Customers who open a six-month CD at a Security Savings Bank branch or through Security Savings Bank's...
- Research articles 2008-03-26
- Telesis Community Credit Union Launches 10% APY Certificate
- High-Rate "Hang Ten" Certificate Available With Checking and Direct Deposit CHATSWORTH, Calif. -- Telesis Community Credit Union has introduced its new "Hang Ten" certificate, paying an extraordinary 10% Annual Percentage Yield for a 5-month term. The certificate is available for new and existing members who open their first Telesis...
- Research articles 2008-07-09
- Security Savings Bank Announces Nonprofit Account
- HENDERSON, Nev. -- Security Savings Bank (www.BankPlace.com) today unveiled its newest account - the Nonprofit Advantage Certificate of Deposit Account. The Nonprofit Advantage account is specifically targeted to community development-based nonprofit organizations. The annual percentage yield APY on this account is set higher than the Bank's normal CD APY and...
- Research articles 2008-08-14
- Economy of errors
- A cold wind from the future blows into my bedroom, more often than not during those midnight hours when fear dominates and hope retreats to a netherworld. This wind is a spectre, an oracle of darkness and eventual death, not easily dismissed. Once merely a whisper, its decibels intensify with...
- News items 2009-10-27
- Assessing Yield
- Yield is a broad term used in finance to mean cash returns on investments. In relation to shares, yield is the annual amount of dividend payments, if applicable, divided by the current share price. Figures published in the financial press are expressed as a percentage, and usually relate to the...
- Articles 2007-07-30
- Online Advantage
- Internet technology and RESPA reform will change the way banks conduct mortgage business. Most banks specialize in good-to-perfect credit borrowers. Compared to big banks and specialty mortgage companies, regional and community banks tend to tread more carefully. The article informs that mortgage brokers typically receive a yield-spread premium, essentially a...
- White papers 2001-02-27
- Rough-mill yield and cutting efficiency for No. 3A Common lumber compared to other lumber grade mix options.
- Abstract The percentage of low-grade material comprising the annual hardwood lumber production in the United States is increasing. As a result, finding markets for low-grade/low-value lumber has been identified as a top priority by researchers and industry associations. This research used the ROMI-RIP...
- Research articles 2004-12-01
- Investment Column: High-yield stocks have their own risks
- THE MARKETS may be in turmoil, but it would be wrong to suppose that you can't make money on shares. Indeed, many of the Square Mile's fund managers are starting to fill their investment portfolios with companies that offer a real income - in the form of high dividends. ...
- Research articles 2001-01-12
- Analyzing Borrowing Costs and Capitalization
- When a company borrows money, there are essentially two costs involved: the issuance expenses, which are fees charged to issue the loan, and the interest payments on the debt. If interest is added to the principle balance of the loan—rather than paid off—it's known as capitalization.Interest rates are usually based...
- Articles 2007-12-12
- Less Than 10 Years from Retirement?
- Torn between the need to rebuild your savings — before it's too late — and fear of another bear market? Relax. Here's your plan. Build Your...
- Articles 2009-05-06
- Federal Reserve Board delays Regulation C revisions
- On May 2, 2002 the Federal Reserve Board Board announced that it is delaying amendments to Regulation C that were adopted just a little over two months ago. Regulation C implements the Home Mortgage Disclosure Act. The amendments expanded coverage of Regulation C, redefined key terms, and required the collection...
- Research articles 2002-06-01
- Moody's Corp. Q3 2007 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you. [Operator Instructions]. We'll go to first to Peter Appert at Goldman Sachs. Peter Appert - Goldman Sachs Thank you, hey Ray can you give us any additional color on what this restructuring charge might look like in the fourth quarter in terms...
- Earnings calls 2007-10-25
