BNET Business Dictionary
Business Definition for: Excess Reserves
- reserves held by a financial institution that are higher than those required by the regulatory authorities. As such reserves may indicate that demand for loans is low, banks often sell their excess reserves to other institutions.
Additional Resources
- The Demand for Excess Reserves
- James P. Dow, Jr. [*] This paper provides an estimate of the demand for excess reserves in the United States. It finds that excess reserves are negatively related to the Federal funds rate and positively related to transactions deposits. It also finds that clearing needs significantly affect the demand...
- Research articles 2001-01-01
- Excess reserves during the 1930s: Empirical estimates of the costs of converting unintended cash inventory into income-producing assets
- Abstract It is often argued that the persistent amounts of excess reserves in the 1934-1941 period were sought either for protective liquidity or as a signal of bank safety to depositors. More recent explanations argue that these excess reserves were unintended inventory due to the high internal...
- Research articles 2001-07-01
- Kaiser and Blue Cross Excess Reserves Enough to Provide Health Care for Half of CA's Uninsured for An Entire Year
- SANTA MONICA, Calif., May 18 /U.S. Newswire/ -- Documents filed by state health plans this week show that the two largest and most profitable insurers, Kaiser and Blue Cross, have enough excess reserves to pay for health insurance for half of the state's SANTA MONICA, Calif., May 18 /U.S. Newswire/...
- Research articles 2005-05-18
- CA Data Shows HMOs Hold $2.2B in Excess Cash Reserves While Premiums Increase 20 Pct; FTCR Urges 'Prior Approval' of HMO Rates
- SAN FRANCISCO, Dec. 5 /U.S. Newswire/ -- New data released today shows that although HMOs have $2.2 billion in excess cash reserves they have dramatically increased costs to employers and consumers, according to the Foundation for Taxpayer and Consumer RiSAN FRANCISCO, Dec. 5 /U.S. Newswire/ -- New data released today...
- Research articles 2002-12-05
- Lincoln Re to Exit HMO Excess-of-Loss Reinsurance and Strengthen Reserves
- FORT WAYNE, Ind.--BUSINESS WIRE--Sept. 24, 1999-- Lincoln Re, a part of Lincoln National Corporation (NYSE: LNC), announced today that, due to a continuing trend of significantly increasing HMO claims and loss ratios, it intends to discontinue writing new HMO excess-of-loss reinsurance programs. The company also expects to take...
- Research articles 1999-09-24
- TRAE Acquires Interest in 3 Additional Wells with Multiple Sands; Estimated Recoverable Gas Reserves in Excess of 3.65 Billion Cubic Feet
- HOUSTON -- On November 11, 2004, Triton American Energy Corp. (OTC PK: TRAE) of Houston, TX., is pleased to announce they have acquired interest in three additional in Duval County Texas. Estimated recoverable reserves within the wells are in the area of over 3.65 Billion Cubic Feet of Gas and...
- Research articles 2004-11-11
- Shiningbank Acquires Long Life Reserves for $18 Million
- CALGARY, Alberta--BUSINESS WIRE--Oct. 25, 1996-- Shiningbank(TSE:SHN.IR.) Shiningbank Energy Ltd. announces the acquisition of certain long life oil and gas producing assets on behalf of the Shiningbank Energy Income Fund. Shiningbank will acquire the reserves, effective September 1, 1996, for $18.0 million. The acquisition consists of production...
- Research articles 1996-10-25
- Black Dragon Resource Releases Completed Reserve Analysis; Wexco Inc. Report Finds In Excess of 66 Million Barrels of Recoverable Oil Reserves on Black Dragon Properties
- AUSTIN, Texas -- Black Dragon Resource Companies Inc. (Pink Sheets: BDGR) released today a 30 page reserve analysis of its Louisiana oil properties just completed by Wexco, Inc. Registered Petroleum Engineers. The report, which is available from Black Dragon upon request, finds that the 985 wells owned by the company...
- Research articles 2006-03-30
- AIG boosts reserves to cover excess casualty, D&O claims.(News)(American International Group Inc. to increase loss reserves for casualty business)(Brief Article)
- Byline: Regis Coccia NEW YORK-American International Group Inc. said last week that it will increase its loss reserves by $2.8 billion for casualty business it wrote between 1997 and 2001. AIG said it would incur a net aftertax charge of $1.8 bi...
- Research articles 2003-02-10
- U.S. Global Investors: "Rise of the Chinese Consumer" Webcast Transcript
- Question-and-Answer SessionMichael Dunn Thanks Romeo. Just a reminder everybody, if you want to ask some questions, please click the, ask a question link on the left hand side of the screen, and that comes directly to us. On page 24, you see the 135 and 10 year records...
- Earnings calls 2007-06-07
- UK Foreign currency reserves publication of information.
- M2 PRESSWIRE-28 April 2000-UK GOVERNMENT: UK Foreign currency reserves publication of information C1994-2000 M2 COMMUNICATIONS LTD RDATE:28042000 Improvements to the publication of information on UK foreign currency reserves in line with - and in some cases in excess of - the ...
- Research articles 2000-04-28
- EnerJex Reports That Proved PV 10 Value of Its Reserves Has Increased Over 28% to $39.6 Million
- OVERLAND PARK, Kan. -- EnerJex Resources, Inc. (OTCBB:EJXR) today announced that its estimated pretax future net income discounted at 10% (commonly known as PV 10) of proved reserves as of March 31, 2008 increased to $39.6 million from $30.9 million as of December 31, 2007, reflecting an increase in excess...
- Research articles 2008-06-03
- Striker Oil & Gas Reiterates Its Reserves of More Than $20,000,000 as of December 2007
- HOUSTON -- Striker Oil & Gas, Inc. (OTCBB:SOIS) announced today that its reserves were more than $20 million on December 31, 2007 and its future revenues are in excess of $45 million. This amounts to approximately $1.00 per share in reserves and $2.00 per share in future revenues based upon...
- Research articles 2008-06-17
- Cambior and Golden Star: Mining Reserves Increase at Gross Rosebel by 25 Percent
- MONTREAL--BUSINESS WIRE--Sept. 26, 1996--CAMBIOR INC. (ME, TSE, AMEX: CBJ CBJ.WTA) GOLDEN STAR RESOURCES (TSE, AMEX: GSR) Cambior Inc. and Golden Star Resources Ltd. are pleased to announce an increase in estimated proven and probable mining reserves at the Gross Rosebel project in Suriname. Proven and probable mining reserves at...
- Research articles 1996-09-26
- Cambior and Golden Star Resources - Gross Rosebel Mining Reserves Increase to 1.8 Million Ounces
- MONTREAL--BUSINESS WIRE--May 8, 1997-- Cambior (ME, TSE, AMEX CBJ.) Golden Star (TSE GSC., AMEX GSR.) Cambior Inc. and Golden Star Resources Ltd. announce an increase in estimated mining reserves at the Gross Rosebel project in Suriname. Proven and probable mining reserves at Gross Rosebel are now in excess of...
- Research articles 1997-05-08
- We Need Inflation to Spur a Recovery
- Lee Ohanian makes a very persuasive argument that zero percent inflation does not harm an economy. Sometimes that's true, but I don't think it's the case this time. Because we are all consumers, we naturally think lower prices are good. Yet the U.S. just experienced the lowest...
- Blog posts 2009-07-02
- Delphi Energy Announces 2006 Reserves and Provides Operations Update.
- CALGARY, ALBERTA, Feb 13, 2007 CCNMatthews via COMTEX -- Delphi Energy Corp. (TSX:DEE) is pleased to report the results of the evaluation of the Company's reserves for the year ended December 31, 2006 as prepared by GLJ Petroleum Consultants ("GLJ"), Delphi's independent reserves evaluator. ...
- Research articles 2007-02-13
- Funding a Rally Extension
- Bob English submits: While much has been made of the expiration of the Federal Reserve’s $300 Billion quantitative easing program, there are still many more ways in which the Fed can pump the markets with liquidity that need never be paid back to the recipients. In this...
- External links 2009-09-18
- Fed's Bullard: Don't Underestimate Inflation Risk
- By Emily KaiserST. LOUIS (Reuters) - There may not be as much slack in the U.S. economy as many forecasters believe, which means medium-term inflation risks could be higher, a Federal Reserve official said on Sunday.In a presentation to an economics conference, St. Louis Federal Reserve President James Bullard said...
- News items 2009-10-11
- Toward an Exit Strategy for the Federal Reserve
- John M. Mason submits: Interest continues to grow about how the Federal Reserve is going to remove all of the reserves that it has injected into the banking system. The articles are getting personal now. See, for example, the article in the Wall Street Journal Tuesday morning that actually...
- External links 2009-11-03



