BNET Business Dictionary

Business Definition for: Nominal Interest Rate

  • the interest rate as specified, without adjustment for compounding or inflation

Additional Resources

Interpreting Money-Supply and Interest-Rate Shocks as Monetary-Policy Shocks
In this paper two shocks are analysed using Canadian data: a money-supply shock ("M-shock") and an interest-rate shock ("R-shock"). A permanent increase in the nominal stock of M1 generates: a temporary fall in the interest rate, consistent with the liquidity effect; a temporary rise in real output; a permanent increase...
Tags: Bank Of Canada, Free Trade, Investment, Financial Planning, Financial Services, Finance
White papers 1996-07-01
Nominal Annual Interest Rate
This tool tells you nominal annual interest rate, given the effective annual interest rate and the number of compounding periods.
Tags: Interest Rate, Financial Planning, Financial Services, Finance
Tools & templates 2008-01-01
Exchange Rate Policy and the Zero Bound on Nominal Interest Rates
This paper studies the effectiveness of monetary policy in a severe recession and deflation when nominal interest rates are bounded at zero. It compares two alternative proposals for ameliorating the effect of the zero bound: an exchange-rate peg and price-level targeting. It conducts this quantitative comparison in an empirical macro...
Tags: Interest Rate, Bound, University Of Frankfurt, Financial Planning, Currency & Foreign Exchange, Financial Services, Finance
White papers 2004-03-01
Overcoming the Zero Bound on Interest Rate Policy
The paper proposes three options for overcoming the zero bound on interest rate policy: a carry tax on money, open market operations in long bonds, and monetary transfers. A variable carry tax on electronic bank reserves could enable a central bank to target negative nominal interest rates. A carry tax...
Tags: Bank, Interest Rate, Financial Planning, Financial Services, Finance
White papers 2000-08-01
The Long-Term Real Interest Rate For Social Security
This paper considers the Social Security real interest rate, examining historical interest rates and estimates derived from Treasury inflation-indexed securities. The paper demonstrates that historical experience with nominal rates of return and realized inflation back through 1870 results in a long-term real interest rate just under 3 percent, although in...
Tags: Interest Rate, Financial Planning, Social Security, Financial Services, Finance, Government
White papers 2005-03-30
The Effect of Deficit-Reduction Laws on Real Interest Rates
This paper uses news reports about two deficit-reduction laws of the past decade to identify days when expected fiscal policy clearly became more or less expansionary. The paper also proposes a technique for identifying whether the real interest rate increased or decreased on those days, based on changes in the...
Tags: Federal Reserve Board, Interest Rate, Financial Planning, Financial Services, Finance
White papers 1996-01-10
Effective Annual Interest Rate
This tool tells you effective annual interest rate, given the nominal annual interest rate and the number of compounding periods.
Tags: Interest Rate, Financial Planning, Financial Services, Finance
Tools & templates 2008-01-01
Building Down the U.S. Consumer Society
By now Americans hardly need reminding that, in the aggregate, they bought too much stuff over the last 10 years, and that it was unwise to rely so much on borrowed money. Economists are starting to reckon what it's going to cost to unwind it all and get the U.S....
Tags: U.S., Gross Domestic Product, Growth, John Keefe
Blog posts 2009-05-27
The Role of Interest Rates in Federal Reserve Policymaking
Most central banks, including the U.S. Federal Reserve System, implement their monetary policy by setting interest rates. This paper reviews the major changes that have taken place along the way from the Federal Reserve's interest rate-based policy structure of the 1960s to the interest rate-based structure in place today, and...
Tags: Federal Reserve Board, Interest Rate, Financial Planning, Financial Services, Finance
White papers 2000-12-13
Rate Risk Fears Lead to New Corporate Bond Funds
LONDON (Reuters) - In the midst of this year's once-in-a-lifetime rally in corporate bonds, some investors already see the specter that rising interest rates in the future could destroy much of their gains.A few are even starting to protect themselves, while the risk is still months away and the price...
Tags: Bond, Interest Rate, Fixed Income, Bond Fund, Investor, Spreads, Financial Planning, BGI
News items 2009-10-30
Changing Monetary Policy Rules, Learning, and Real Exchange Rate Dynamics
When central banks set nominal interest rates according to an interest rate reaction function, such as the Taylor rule, and the exchange rate is priced by uncovered interest parity, the real exchange rate is determined by expected inflation differentials and output gap differentials. This paper examines the implications of these...
Tags: Exchange Rate, National Bureau Of Economic Research, Interest Rate, Free Trade, Financial Planning, Currency & Foreign Exchange, Financial Services, Finance
White papers 2005-01-01
Why the Second Half Looks More Solid Every Day
Inflation targeting a framework for monetary policy that commits the central bank to achieving low inflation has enjoyed considerable success among industrial countries in helping to maintain price stability. The article shows that Of course, the stock market and the economy are also benefiting from the recently enacted tax-cut package....
Tags: BusinessWeek, Interest Rate, Inflation, Currency & Foreign Exchange, Taxes, Free Trade, Finance, Financial Planning
White papers
Forecasting Output and Inflation: The Role of Asset Prices
Because asset prices are forward-looking, they constitute a class of potentially useful predictors of inflation and output growth. The premise that interest rates and asset prices contain useful information about future economic developments embodies foundational concepts of macroeconomics: Irving Fisher's theory that the nominal interest rate is the real rate...
Tags: Asset, Asset Price, Interest Rate, Forecasting, Inflation, Asset Management, Currency & Foreign Exchange, Financial Planning, Financial Services, Operational Planning, Business Operations, Finance
White papers 2003-09-01
Exchange Rate Regimes And Financial-Market Imperfections
This paper investigates the design of an exchange rate policy for an economy where the domestic capital market is segmented from the global financial market, producers rely on credit to finance working capital needs, and the labor market is characterized by nominal contracts. We show that the choice of an...
Tags: Exchange Rate, National Bureau Of Economic Research, Working Capital, Managerial Accounting, Free Trade, Financial Accounting, Finance
White papers 2000-06-05
Optimal Simple and Implementable Monetary and Fiscal Rules
The goal of this paper is to compute optimal monetary and fiscal policy rules in a real business cycle model augmented with sticky prices, a demand for money, taxation, and stochastic government consumption. It considers simple policy rules whereby the nominal interest rate is set as a function of output...
Tags: National Bureau Of Economic Research, Inflation, Currency & Foreign Exchange, Finance
White papers 2004-01-01
Habit Formation and the Persistence of Monetary Shocks
This paper studies the persistent effects of monetary shocks on output. Previous empirical literature documents this persistence, but standard general-equilibrium models with sticky prices fail to generate output responses beyond the duration of nominal contracts. The paper constructs and estimates a general-equilibrium model with price rigidities, habit formation, and costly...
Tags: Shock, Bank Of Canada, Financial Planning, Financial Services, Finance
White papers 2002-10-01
US interest rates rise is 'a foregone conclusion'.
By Allister Heath, The Business, London Knight Ridder/Tribune Business News Nov. 7--American consumers will be hit by their fourth hike in interest rates since the collapse of the dot.com bubble on Wednesday -- a move that will take nominal rates to the...
Tags: Federal Reserve Board, FINANCE
Research articles 2004-11-07
Price Level Determinacy and Monetary Policy under a Balanced Budget Requirement
This paper analyzes the implications of a balanced budget fiscal policy rule for the determinacy of the price level in a cash-in-advance economy under three alternative monetary policy regimes. It shows that, in such stylized models with flexible prices and a period-by-period balanced budget requirement, the price level is determinate...
Tags: Federal Reserve Board, Financial Planning, Financial Services, Finance
White papers 1997-01-04
A stable money demand: looking for the right monetary aggregate.
Introduction and summary The stability of a money demand relationship has been a major concern in monetary economics for the last 50 years. It is conventional to call the relationship between real money, a nominal interest rate, and a measure of economic activity...
Tags: deposit, elasticity, Federal Reserve Board, FINANCE, income, Lucas
Research articles 2005-03-22
Optimal Monetary Policy In A Small Open Economy With Habit Formation And Nominal Rigidities
Introducing habit formation into an open economy macroeconomic model with price stickiness, it examines the characteristics of an optimal monetary policy. It finds that, first; the optimal policy rule entails interest rate smoothing and responds to the lagged values. Second, habit formation enriches the dynamics of the economy with a...
Tags: Policy, Habit Formation, Financial Planning, Financial Services, Finance
White papers 2003-01-01
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