BNET Business Dictionary
Business Definition for: Solvency Ratio
- a ratio of assets to liabilities, used to measure a company's ability to meet its debts
- in the United Kingdom, the ratio of an insurance company's net assets to its non-life premium income
Additional Resources
- Solvency fears ease for life assurers.
- The solvency worries that have been hanging over the life assurance industry have eased, according to a survey from accounting firm Ernst & Young. The survey found that the average free asset ratio (the excess assets as a percentage of liabilitie The solvency worries that have...
- Research articles 2004-05-28
- Sumitomo Life solvency margin ratio falls in FY 2002.
- TOKYO, May 30 Kyodo Sumitomo Life Insurance Co. said Friday its solvency margin ratio, a key gauge of an insurer's ability to pay out policy obligations, stood at 497.9% as of March 31, down from 534.5% a year earlier, due largely to appraisal losses on...
- Research articles 2003-06-02
- Bancolombia's Earnings Up Over 18% from 2007
- IncaInvest.com submits: The Colombian bank Bancolombia (NYSE:CIB) reported CO$1.290 bln in Net Earnings for 2008, which represents an 18.7% increase from 2007. The bank's loans portfolio expanded by 18.4% during the year. Meanwhile ROAE for the year arrived at 23.7%. As of December 31,...
- External links 2009-03-18
- Nippon Life Insurance Co.'s Solvency Margin Ratio Drops to 630.6 Percent.
- Kyodo News International, Tokyo Knight Ridder/Tribune Business News May 30--TOKYO--Nippon Life Insurance Co. said Friday its solvency margin ratio, a key gauge of an insurer's ability to pay policyholders, stood at 630.6 percent as of March 31, down from 714.4 percent a...
- Research articles 2003-05-30
- Japan-based Nippon Life Insurance solvency margin ratio up to 927.9 percent.
- Kyodo News International, Tokyo Knight Ridder/Tribune Business News Nov. 26--TOKYO -- Nippon Life Insurance Co. said Friday its solvency margin ratio, a key gauge of an insurer's ability to pay policyholders, stood at 927.9 percent as of Sept. 30, up from 893.8 ...
- Research articles 2004-11-26
- Banco Macro: Trading at Low P/E Levels Despite Strong Earnings
- IncaInvest.com submits: The Argentine bank Banco Macro (NYSE:BMA) reported AR$184.1 mln Net Income in 4Q'08, up 9% from 4Q'07 and 13% from the previous quarter. In spite of a strong solvency ratio, with AR$1.8 bln (US$493 mln) in excess capital, which implies a 22.9% capitalization ratio, the company is...
- External links 2009-03-11
- Dai-ichi Mutual Life Insurance Co.'s Solvency Margin Drops to 543.5 Percent.
- Kyodo News International, Tokyo Knight Ridder/Tribune Business News May 30--TOKYO--Dai-ichi Mutual Life Insurance Co. said Friday its solvency margin ratio, a key gauge of an insurer's ability to pay policyholders, stood at 543.5 percent as of March 31, down from 593.0 percent a...
- Research articles 2003-05-30
- FITCH ASSIGNS AUSTRALIA'S QBE INSURANCE A-PLUS RATING.
- SYDNEY, Dec 23 Asia Pulse - International ratings agency Fitch Ratings has assigned an A-plus insurer financial strength rating to the main underwriting subsidiaries of QBE Insurance Group Ltd (ASX:QBE). Fitch said the outlook for QBE is "stable" and the ratings reflected QBE's "diversified insurance portfolio, sound provisioning...
- Research articles 2002-12-23
- pounds 35m from Britannia in mutual benefits
- Britannia Building Society yesterday underscored its determination to remain a mutual society by announcing a pounds 35m distribution to its members under the Members' Loyalty Bonus Scheme, which was launched a year ago. John Heaps, chief executive, said: "Even allowing for the costs to cover the Loyalty Bonus...
- Research articles 1997-02-14
- A.M. Best Affirms Rating of Nippon Life Insurance Company
- OLDWICK, N.J. -- A.M. Best Co. has affirmed the financial strength rating of A+ Superior of Nippon Life Insurance Company Japan. The rating outlook is negative. The rating reflects Nippon Life's strong capitalization, strong and stable income structure and its leading market position in the Japanese life industry. ...
- Research articles 2005-09-13
- Gronlandsbanken reports DKK16.9m net profit for first quarter
- NORDIC BUSINESS REPORT-23 April 2002-Gronlandsbanken reports DKK16.9m net profit for first quarter C1994-2002 M2 COMMUNICATIONS LTD http://www.m2.com The Greenland-based bank Gronlandsbanken has posted a net profit of DKK16.9m for the first quarter, compared with a net profit of DKK20.8m in the same period the year before....
- Research articles 2002-04-23
- Personal investor: Prudential is well placed for recovery
- Nearly all of us have a stake in the success of insurance companies, so it has not been pretty to see them hammered during the financial crisis. But there are signs that the troubled sector has survived to fight another day. Millions of people became shareholders when mutual insurers floated...
- News items 2009-08-14
- TELUS Corp. Q4 2008 Earnings Call Transcript
- Question-and-Answer Session Operator Operator Instructions Your first question is from Greg MacDonald – National Bank Financial. Greg MacDonald – National Bank Financial Questions on dividend policy, this has been, or the end of 2008 at least, a pretty tough year for pension solvency trends...
- Earnings calls 2009-02-13
- Second Quarter 2009 Market Review
- John D. Frankola submits:Stock markets produced positive gains in the second quarter of 2009. The S&P 500 Index generated returns of 15.9% for the quarter as investors’ confidence improved with signs that the economy may be turning around. While most economic data continued to show significant weakness, the rate of...
- External links 2009-07-07
- Capitalization of the Bank Insurance Fund
- A two-state Markov-switching model is estimated to characterize the time series behavior of disbursements from the Bank Insurance Fund BIF. The estimated model is used to project future disbursements, and these projected disbursements are used to estimate the likelihood of insolvency as well as the likelihood of the BIF falling...
- White papers 1998-01-01
- TRACS: The Road to Successful Captive Management
- Captives are created to serve their owner-policyholders. Traditional insurance solvency and ratio standards may not apply to them. Tillinghast Recognized and Accepted Captive Standards TRACS was developed to help captives prudently manage and benchmark their operation. This paper concentrates on the captive as a special-purpose vehicle for insuring and retaining...
- White papers 2005-08-03
- Solvency Margin Ratio for Sumitomo Life Insurance Co. Improves in FY 2003.
- Kyodo News International, Tokyo Knight Ridder/Tribune Business News Kyodo News International, Tokyo Knight Ridder/Tribune Business News
- Research articles 2004-05-28
- Citigroup Is Heading into the Single Digits
- Rakesh Saxena submits: The strike price for the warrants Citigroup C issued to the Treasury is $17.85. Fortunately for the tax-payer, however, the warrants are exercisable at any time over a period of ten years. If Citigroup's third quarter financial report is any guide, the medium term outlook for its...
- External links 2008-11-06
- Now Friends Provident warns on the outlook for dividend payouts
- FRIENDS PROVIDENT, the 171-year old insurer founded by Quakers, yesterday became the latest insurer to cast doubt over future dividend growth, tying its fortunes to a recovery in the stock market. The company has had to use more than pounds 1bn of financial engineering - accounting practices...
- Research articles 2003-03-06
- Friends Provident poised to raise [pounds sterling]800m for acquisitions.
- Friends Provident, the life insurance company, is believed to be planning to raise up to [pound]800m ([euro]1.25bn) in the bond market to fund acquisitions.The capital-raising exercise comes after the life company experienced a sharp fall in its free-asset ratio following the recent drops in share values....
- Research articles 2002-06-17
