BNET Business Dictionary

Business Definition for: Yield Curve

  • a visual representation of relative interest rates of short- and long-term bonds. It can be normal, flat, or inverted.

Additional Resources

The Yield Curve and Investor Sentiment (Part II)
John Jagerson submits: In the last section I talked about what a normal yield curve is and what it usually looks like. However, the yield curve will change over time and these changes can be very important indications for what investors think about the market today and what they...
Tags: US Market
External links 2008-08-27
FRS17 and Estimates of the Sterling Double: A Corporate Yield Curve
This paper argues that the appropriate discount rate to use to report defined benefit pension plan liabilities in the financial statements is a yield derived from an estimate of a double A corporate yield curve. It introduces a new class of credit spread models finding that they obtain more robust...
Tags: Watson Wyatt Worldwide, Defined Benefit Pension Plan, Yield, Payroll Solutions
White papers 2004-01-01
The flattening yield curve: after explaining the problem, as well as problems with its past management, the author tells bankers to listen to the Federal Reserve and the bond mavens when trying to deal with a flat and inverted yield curve. He also tells u
Few banks have planned adequately for the flattening yield curve. Historically, the vast majority of banks have relied on three things: death, taxes, and a rising yield curve. The rising yield curve made it easy and attractive to borrow short and lend long. If most of the loans stayed current,...
Tags: bond, Federal Reserve Board
Research articles 2006-05-01
US yield curve shows hope and threat.
Jul 30, 2003 (The Australian Financial Review - ABIX via COMTEX) The US yield curve is now steeper than it has been at any time in the last 10 years. Historical trends show that a steep yield curve usually indicates that an economic upturn is...
Tags: FINANCE, J.P. Morgan Chase & Co., recovery
Research articles 2003-07-30
The Yield Curve and Investor Sentiment (Part I)
John Jagerson submits: The yield curve is something that analysts and professionals will track but is rarely talked about by smaller individual traders. This is a very important topic right now as the market is hearing echoes of the credit crisis of July 2007. There are some important differences...
Tags: US Market
External links 2008-08-26
Term Structure of Interest Rates, Yield Curve Residuals, and the ConsIstent Pricing of Interest Rates and Interest Rate Derivatives
Dynamic term structure models DTSMs price interest rate derivatives based on the model implied fair values of the yield curve, ignoring any pricing residuals on the yield curve that are either from model approximations or market imperfections. This paper proposes a new framework that consistently prices both interest rates and...
Tags: Interest Rate, Pricing Strategy, Interest Rate Derivative, Financial Planning, Financial Services, Finance
White papers 2002-09-10
Where yield curve twists are taking U.S. markets. (U.S. Treasury yield curve)
Where yield curve twists are taking U.S. markets Where yield curve twists are taking U.S. markets
Tags: U.S. Department of Treasury
Research articles 1990-03-01
The Yield Curve and Investor Sentiment (Part III)
John Jagerson submits: In the prior two segments we looked at the yield curve from a fundamental perspective. This is very useful and provides context for what drives short term and long term yields over time. However, we can also watch for changes in the yield curve on a...
Tags: US Market
External links 2008-08-28
A.M. Best Special Report: Yield Curve Signals Imminent Stagflation
OLDWICK, N.J. -- The treasury yield curve spiked to its recent steepest levels in the first quarter of 2008 as liquidity concerns and aggressive Federal Reserve Fed interest rate cuts were particularly influential in driving down short-term yields. Additionally, credit-market fears and general economic fears drove the curve down to...
Tags: A.M. Best Co.
Research articles 2008-04-21
Flattening yield curve reflects confidence in Federal Reserve.(THE ECONOMY)(Brief Article)
The flattening yield curve doesn't signal a recession is coming, though that was the case prior to the past three recessions. The rate gap between long-term Treasury bonds and short-term T-bills is about a percentage point...the smallest since the 20 The flattening yield curve doesn't signal...
Tags: Federal Reserve Board
Research articles 2005-06-10
Yield curve bruises StocksPLUS; PIMCO, others using short-duration bonds hit a rough patch.(News)
Byline: Joel Chernoff and Mark Bruno PIMCO and other enhanced equity index managers that rely on short-duration bonds for their alpha are getting dented by the flattening yield curve. Pacific Investment Management Co., Newport Beach, Calif., who Byline: Joel Chernoff and...
Tags: Atlantic, bond, CalPERS, interest rate, PIMCO, S&P 500, strategy
Research articles 2005-07-25
Evaluate yield curve's benefits, risks to reap rewards.(U.S. bond markets)
Byline: Patrick Kilts With all the chatter lately about the flat and at times inverted yield curve, many financial professionals are left wondering what this portends for the economic outlook and how they can effectively manage finances in this en Byline: Patrick Kilts...
Tags: benefit, environment, Federal Reserve Board, yield
Research articles 2006-05-08
A.M. Best Special Report: 2nd-Quarter Interest Review — Inflation Concerns Push Yield Curve toward Normal Slope
OLDWICK, N.J. -- After a year under water, the U.S. Treasury yield curve has resumed a normal, positive slope, with long-term yields higher than short-term yields. As viewed using six-month and 10-year Treasury securities, the yield curve turned negative June 2, 2006, nearly four weeks in advance of the Federal...
Tags: A.M. Best Co., inflation
Research articles 2007-06-26
U.S. yield curve may bend more.
U.S. yield curve may bend more "Higher (U.S.) economic growth through tax increases and monetary ease are deceptive advertising, and the bond market isn't buying it," according to John E. Silvia of Kemper Financial Services Inc. That leads Maureen O'Toole, director...
Tags: bond, Federal Reserve Board, FINANCE, Investment, U.S.
Research articles 1990-09-01
Corporate Bonds vs. the Yield Curve
Brett Steenbarger submits: Above we see year-to-date price performance for four corporate bond funds in the Vanguard family: short-term investment grade (VFSTX); intermediate-term investment grade (VFICX); long-term investment grade (VWESX); and high yield (VWEHX). What we see is that, as the yield curve has steepened, longer-term bonds have dramatically...
Tags: Bond, Seeking Alpha, Brett Steenbarger, Investment, Finance, US Market
External links 2008-10-20
New Report from UBS Wealth Management USA Strategy Team on Growth Becoming More Valuable; Flat Yield Curve Pressures Financials—Augurs Well for 'Growth'
NEW YORK -- "Growth" stocks - much maligned since the technology bubble burst several years ago - are expected to modestly outperform value over the next 12 months, according to a new report issued by UBS Wealth Management USA's Investment Strategy and Research Team. The shift toward growth is largely...
Tags: UBS AG
Research articles 2005-08-01
A.M. Best Special Report: Risk Aversion Leads To A Steeper Yield Curve
OLDWICK, N.J. -- Credit market sentiment shifted in second half 2007 to an overall aversion to risk, driven by the subprime mortgage crisis and concerns over liquidity within the banking system. This led to a flight to quality to Treasury securities, driving down yields, particularly for Treasury bills and two-year...
Tags: A.M. Best Co., Treasury
Research articles 2007-12-17
A.M. Best Special Report: Yield Curve Inverted by Non-U.S. Buying of Treasuries
OLDWICK, N.J. -- Despite year-end 2006 consensus forecasts that anticipate an early 2007 easing move by the Federal Reserve's Open Market Committee to stimulate a softening U.S. economy, lower interest rates are far from a certainty. Even with weakening business activity, inflation and dollar difficulties have the potential both to...
Tags: A.M. Best Co.
Research articles 2007-01-02
Yield Curve Steepness Is Not Signaling Economic Recovery
Adam Katz submits: Like most things, treasuries are not functioning in this environment as you would expect. There are external fundamentals at play that are distorting the prices we are seeing and are making the simplest of investing decisions more complex. Take the steepness of the yield curve. People...
Tags: Recovery, Seeking Alpha, Adam Katz, Financial
External links 2008-11-19
Expected future budget deficits and the U.S. yield curve: history indicates that larger deficits make it steeper
Because of important demographic forces pertaining to impending social security and Medicare entitlement expenditures, very large budget deficits will occur in the next two decades barring significant federal legislation pertaining to these entitlements and/or taxes. The recent flatness in the yield curve notwithstanding, in this paper, we provide evidence that...
Tags: bond, Congressional Budget Office, Federal Reserve Board, FINANCE, financial, inflation, Treasury, yield
Research articles 2006-10-01
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